Josh McCombs
Senior Loan Officer · NMLS 336685
25 Years Experience
- 25 Years of Florida Mortgage Expertise
- First-Time Buyers to Seasoned Investors: Lending For Every Goal
- Honest, Professional Guidance Every Step of the Way
About Me
I was born and raised in Sarasota and graduated from Cardinal Mooney before earning my business degree from the University of South Florida. From there I began my career in the mortgage industry with one driving passion: helping people achieve homeownership and financial success. Over 25 years I have grown into a top producer at my company and across the state, recognized for dedication, consistency, and a client-focused approach.
What started as a career quickly became a calling. In the business of helping people navigate one of the most important financial decisions of their lives, time has flown by. I take pride in building lasting relationships, delivering exceptional service, and guiding clients with honesty, professionalism, and expertise every step of the way.
My mission is simple: to serve as a trusted advisor, simplifying home financing by exploring every option and providing personalized, stress-free lending experiences. Business is always good when you're helping people!
Conventional· FHA· VA· USDA· 1st Time Home Buyer· Refinance· Cash Out· Investment Properties
My Promise
A Personalized, Stress-Free Lending Experience
Reviews
My Reviews Speak For Themselves
Five-star rated by Florida homebuyers, real estate agents, and repeat clients.
Josh was amazing to work with! I was in lending a long time and he saved a deal for me and got it closed in 8 days. My clients would have lost the house if it wasn't for him. I have never had someone put a loan together that quickly. He is my new go-to for sure!
Hillary Niver Local Guide
Josh has helped both my husband and I with two different mortgages, and also helped our son with his first. He is the most dedicated and tenacious professional I've ever had the privilege of working with. I can't recommend him enough!
Susan McKinley
Josh is a fantastic, honest guy who did a phenomenal job helping me with my loan on my recent purchase. He was super communicative and walked me through all the options. Cannot recommend him enough!
Brendan Betancourt Local Guide
You're not going to find a more dedicated mortgage professional! He got us cleared to close so quick the seller wasn't even ready to move. When we purchased our next house we were good to go in a week.
David Tolentino
Josh was very easy to work with, always available, and offered advice, support, and local recommendations for our new home and neighborhood.
Travis Cook
Josh is a guiding light in helping one acquire a mortgage. He is personable and professional. I am delighted with the outcome. Thank you, Josh, and your team!
Celeste Local Guide
He goes above and beyond to ensure you get your loan. I can't believe how fast he helped me get what I needed, and how incredibly dedicated he is. I highly recommend going to him first!
Michael Bemis
Great experience. Professional, responsive, respectful, and timely. Best in the biz!
Matt Van Landuyt
Contact
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Whether you are buying your first home, refinancing, pulling cash out, or just have a real estate question, call or text me and I will find the best program for you.
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