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Scotia Banks' Flex Value Mortgage

Scotia Flex Value Mortgage offer real flexibilty in the following 4 ways:
  • Closed Term
  • Open Term - you can prepay at any time and for any amount you choose.
  • Closed Term with 1% Cashback
  • Scotia Rewards - Earn 1 Scotia Rewards point for every $1 in interest you pay on your closed term mortgage.
Interest rate is Scotiabank Prime Rate with a discount (varies with option selected). Prepayment Options are - Prepay up to 15% of the original amount of the mortgage. Increase your payments by up to 15% of the payment set for the current term each year.And prepay any amount, at any time with no penalty for Open Term. You can Lock in with 1% off the posted rate at anytime.

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